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2015 HSA Limits

How Much Can I Contribute? What are my Limits?

You and/or your employer can make contributions to your HSA (both of you can now contribute in the same tax year), and all contributions are tax-deductible.

Maximum Contribution Limits for 2015
Individual Coverage
$3,350
Family Coverage
$6,650

 

Maximum Contribution Limits for 2014
Individual Coverage
$3,300
Family Coverage
$6,550

 

High Deductible Health Plan Limits For 2015
 
Minimum
Annual
Deductable
Out-of-Pocket
Maximum
Individual
  Coverage
$1,300
$6,450
Family
  Coverage
$2,600
$12,900

 

High Deductible Health Plan Limits For 2014
 
Minimum
Annual
Deductable
Out-of-Pocket
Maximum
Individual
  Coverage
$1,250
$6,350
Family
  Coverage
$2,500
$12,700

* Maximum specified in law (indexed annually by M-CPI)

Catch-Up Contributions
For individuals age 55 and up, "catch-up" contributions are allowed. Contributions must stop once an individual is eligible for Medicare.

HSA Catch-Up Contributions
Plan Year
Catch-Up HSA Contributions
2009 and after
$1,000