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Your Internet Resource for HSA Information
What Insurance Plans Are HSA-Eligible?
In order to have a Health Savings Account, you
must be covered by an HSA-eligible health insurance plan. This type
of insurance plan is often referred to as a High-Deductible Health
Plan (HDHP), and is typically less expensive than plans with lower
deductibles.
A health insurance plan must meet the following
criteria to be considered HSA-eligible:
- For 2008, the health insurance plan must have an
annual deductible of at least $1,100 for individuals and at least
$2,200 for families.
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HSA Deductible
Ranges For 2008
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Minimum
Deductible
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Maximum
Out-of-Pocket
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Individual
Coverage |
$1,100
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$5,600
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Family
Coverage |
$2,200
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$11,200
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HSA Deductible
Ranges For 2007
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Minimum
Deductible
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Maximum
Out-of-Pocket
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Individual
Coverage |
$1,100
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$5,500
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Family
Coverage |
$2,200
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$11,000
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HSA Deductible Ranges For 2006 |
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Minimum
Deductible |
Maximum
Out-of-Pocket |
Individual
Coverage |
$1,050 |
$5,250 |
Family
Coverage |
$2,100 |
$10,500 |
HSA Deductible Ranges For 2005 |
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Minimum
Deductible |
Maximum
Out-of-Pocket |
Individual
Coverage |
$1,000 |
$5,100 |
Family
Coverage |
$2,000 |
$10,200 |
HSA Deductible Ranges For 2004 |
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Minimum
Deductible |
Maximum
Out-of-Pocket |
Individual
Coverage |
$1,000 |
$5,000 |
Family
Coverage |
$2,000 |
$10,000 |
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